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APBS / DBTL / NACH

APBS, DBTL, NACH System Software
for Banks

Aadhaar-mapped mandate handling for APBS, DBTL (LPG subsidy) and NACH, with file conversion and return files.

Overview

It is a centralized electronic transfer system to get direct mandates from correspondent credit banks for the purpose of disbursing allowance using Aadhaar number.

To get benefit under this system, Aadhaar number must be mapped to CBS bank account of same customer. This process of mapping is called as Mandate initiating. To make mandates using this application, mandate entries should be done. These mandates would approve by NPCI, for that a mapper file should be provided to NPCI. Arista Payment solution generates those mapper files. And after approving them, it will be update to CBS also.

DBTL scheme enables the LPG customers to get subsidy directly to their respective bank accounts. You can link your Aadhaar card to the bank account to get the direct benefit of the subsidy.

Same as APBS, DBTL also need to approve mandates. The process of approving mandates is same for DBTL. Only it needs additional information regarding LPG connection.

mandates / apbs
  • Aadhaar mapped to CBS account
  • Mandate entry made
  • Approved by NPCI
Generate return file

How it works

From start to finish

  1. 1

    Map the Aadhaar number to the CBS account (mandate initiating)

  2. 2

    Make the mandate entries

  3. 3

    Provide the mapper file to NPCI

  4. 4

    NPCI approves and CBS is updated

Highlights

Highlights of APBS / DBTL

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